Independent
Insurance Agents
Durango and
Pagosa Springs
Colorado
since 1996
Life and Health
Colorado Health Insurance Plans
At Mountain West Insurance we offer many types of group coverage such as: Traditional, PPO options, Self-funded plans, Partially Self-funded plans to name a few.
Benefit Packages for Small Businesses
- Group Health Savings Accounts (HSA's)
- National Association of Health Underwriters
- Group Health
- Group Dental
- Group Vision
- Group Long-Term Disability
- Group Short-Term Disability
- Group Life
- Group Voluntary Products
Census information is required for group quotes.
Individual Health Insurance Plans
- Medical Plans for individuals and families
- Health Savings Accounts (HSA's) for Individuals and Families
- Disability Income
- Medicare Supplements
- Short-Term Insurance
- Individual Dental
- Travel Insurance
Why Buy Life Insurance?
Having a Life Insurance policy to protect your loved ones is regarded as a sound financial planning tool. There are numerous benefits of having a life insurance policy, including:
- To protect your loved ones from income loss and financial catastrophe. Whether you have young children, a spouse or even elderly parents that depend on your income, in the event of death your Life Insurance policy can serve as a partial replacement for that lost income so that your loved ones do not endure financial crisis.
- Life Insurance can pay for your final expenses, such as burial costs, estate planning and administration costs, debts and medical expenses, so that your loved ones will not be unexpectedly burned by these costs.
- Life Insurance can be an inheritance to your heirs even if you currently have no assets.
- Life Insurance can be used to pay estate taxes, so that your heirs won't be forced to sell assets at fire sale prices to cover tax payments.
- Life Insurance can also be a form of savings account since some policies allow you to build cash value, which can be withdrawn or borrowed at your request.
- Life Insurance can also be used to make planned charitable contributions at the time of your death.
Learn More About Life Insurance
We recommend you to speak to a local licensed insurance agent so that you can learn more about the benefits of purchasing life insurance.
Ten Year Term Life Insurance Plan • Twenty Year Term Life Insurance Plan
Our Customers Say...
Sandra Best is the only agent I've met who has the information, patience and ability to guide me thru the convoluted, misleading, overpriced and totally inefficient "health" insurance system. The goal of this system is profit not health care. Sandra can help ease the pain.
- Scott Hughes
