MWI - Commercial Services

General Liability- Liability insurance refers to coverage for injury to another person or damage to a person's property for which you are legally responsible. General liability is a standard element of most business owner's policies.		General liability coverage is a must for every business owner, as lawsuits across the country are on the rise. Liability coverage provides protection for all aspects of business operations, services and products. You've worked hard to build your business and this important coverage can protect your hard-earned assets should someone injure themselves at your premises or becomes ill or injured because of your product, etc. We would be happy to work with you to evaluate potential exposures, set appropriate limits and provide our most competitive pricing. Most often we can combine Liability and Property coverage together on one policy, which means additional savings!
Commercial Property- Commercial property insurance helps businesses, including farms and ranches, pay to repair or replace buildings, associated structures, and contents damaged by fire, storms, theft, and other events outlined in the policy.		This important coverage will protect your business against the loss of your company's property. Building, Contents, Stock, and Computers are what first come to mind when thinking of property coverage. However, what about the income you lose because your business is shut down because of a fire, etc.? Does your property policy include theft coverage? If the warehouse you're leasing has a fire, will your policy provide any coverage if your landlord's insurance company wants to collect from you for the damage? All these are important issues that can be taken care of with the right Property Policy.
Workers Compensation- Workers that are injured on the job are entitled to benefits as prescribed by state laws. These benefits may involve income, medical, rehabilitation, death and survivor payments.		Workers Compensation Insurance is designed to ensure that employees who are injured or disabled while on the job are provided wth medical care and/or monetary compensation for their on-the-job injuries. In general, Colorado law requires that every employer carry Workers Compensation insurance, with few exceptions. We are anxious to work with your company by making sure your employees are classified correctly and negotiating for the best rates for your business.
Builders Risk- Fire, lightning, wind, theft or vandalism could destroy a partially completed construction project. A good Builders Risk Insurance program would help pay for debris removal and replace your materials and supplies.		Designed for new home construction, before you move in. Builders Risk is a home-owners policy while the new home is being built. The bank requires this coverage and the premium is based on the value of the completed home. Builders Risk provides coverage for building materials which can be insured against fire, theft and vandalism.
Bonds- Many state and/or local governments will not issue a business license or permit until the business has posted a "bond". This "bonding" requirement can often be satisfied by purchasing a Surety Bond through your local professional business insurance agent.		A Surety bond guarantees that a financial obligation will be fulfilled. It is an extension of credit in the form of a guarantee. We can help you obtain the following: Performance Bond Licensing/Permit Bond Mortgage Broker Bond Court Bond Service Bond Game and Fish Bond Outfitter & Guide Bond