Independent
Insurance Agents
Durango and
Pagosa Springs
Colorado
since 1996
Auto Insurance for Colorado Drivers
Colorado State Law requires that all drivers maintain auto liability insurance, but there are several kinds of auto insurance coverage:
Liability
This coverage pays bodily injury and property damage to others for which you are responsible. Colorado requires that you maintain liability limits of at least $25,000 per person, $50,000 per occurrence for bodily injury and $25,000 for property damage. Give us a call to determine what limits of liability are recommended for you.
Medical Payments
This coverage pays medical and funeral expenses for injuries sustained by a covered person in a car accident. Medical Payments coverage pays covered expenses regardless of who's at fault in an accident.
Uninsured/Underinsured Motorist
Uninsured Motorist covers you in an accident with a motorist who has no insurance or is underinsured.
Collision
This coverage pays for repairs to a covered auto that is damaged by a collision with another vehicle or object.
Comprehensive
This coverage pays for your car if it is stolen, vandalized, hit an animal or damaged in some way other than in a collision.
Towing and Labor
This coverage provides towing to the nearest place where necessary repairs can be made, change of a tire, and towing if it is broken down on or next to a public street or highway. This coverage is usually limited to a dollar amount per incident.
Loss of Use
This coverage provides a rental car when there is a covered loss. This coverage is usually limited to a daily dollar amount.
Give us a call!
We'll help you determine the amount and type of insurance you need.
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